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<blockquote data-quote="theCybe" data-source="post: 3118935" data-attributes="member: 558105">x2, paypal does not report to any credit agencies.collections companies do.I paid my car insurance online through paypal, and instead of my 1 month payment, it went through in excess of a thousand bucks.&nbsp; I didn&#039;t have that available on my debit card (paypal method of payment), so I got a returned item fee.&nbsp; Then they tried my backup source, a credit card.&nbsp; That put the card over the limit, so I got a fee.Other fees hit from items that had already been purchased.&nbsp; Then the charge was refused, the addtional charges and fees disappeared and were replaced by a single over limit fee.My paypal account landed in the negative by over a thousand bucks.I called, they said it&#039;s okay for it to be under.The insurance company mailed me a refund check (for the amount minus my month&#039;s payment)Then a bill.For the amount they just mailed me a check for - due in ten days.What the fsck.The bank (Chase) helped me out with the fees, and paypal allowed the account to be under for a few days.Not sure what would&#039;ve happened otherwise!I called the insurance company, and they pushed back the due date, and reverted the account to &#039;monthly.&#039;So two months insurance are due next month.&nbsp; (sigh)</blockquote>

[QUOTE="theCybe, post: 3118935, member: 558105"] x2, paypal does not report to any credit agencies. collections companies do. I paid my car insurance online through paypal, and instead of my 1 month payment, it went through in excess of a thousand bucks. I didn't have that available on my debit card (paypal method of payment), so I got a returned item fee. Then they tried my backup source, a credit card. That put the card over the limit, so I got a fee. Other fees hit from items that had already been purchased. Then the charge was refused, the addtional charges and fees disappeared and were replaced by a single over limit fee. My paypal account landed in the negative by over a thousand bucks. I called, they said it's okay for it to be under. The insurance company mailed me a refund check (for the amount minus my month's payment) Then a bill. For the amount they just mailed me a check for - due in ten days. What the fsck. The bank (Chase) helped me out with the fees, and paypal allowed the account to be under for a few days. Not sure what would've happened otherwise! I called the insurance company, and they pushed back the due date, and reverted the account to 'monthly.' So two months insurance are due next month. (sigh) [/QUOTE]

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