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Advice on CC debts
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<blockquote data-quote="hemi=22s" data-source="post: 4725638" data-attributes="member: 578299"><p>agreed, dont get a balance transfer card unless it says til balance is paid in full,</p><p></p><p>If u go this route u must make sure u pay the payment on time, i always pay it online so there is no excuse they didnt get it</p><p></p><p>i only had 7,000 in debt and i transferred it to a 2.9 apr until pd in full and had it paid off in 12 months and was paying less than the amount of the 4 cards added up</p><p></p><p>now i only got 3 cards and they are paid in full each month.</p><p></p><p>i recommend u keep 2 accounts open.</p><p></p><p>the 1 you had the longest and the one with the best apr.</p><p></p><p>also, have u tried calling them and asking them to lower your apr usually doing this will work if your account has been in good standing</p></blockquote><p></p>
[QUOTE="hemi=22s, post: 4725638, member: 578299"] agreed, dont get a balance transfer card unless it says til balance is paid in full, If u go this route u must make sure u pay the payment on time, i always pay it online so there is no excuse they didnt get it i only had 7,000 in debt and i transferred it to a 2.9 apr until pd in full and had it paid off in 12 months and was paying less than the amount of the 4 cards added up now i only got 3 cards and they are paid in full each month. i recommend u keep 2 accounts open. the 1 you had the longest and the one with the best apr. also, have u tried calling them and asking them to lower your apr usually doing this will work if your account has been in good standing [/QUOTE]
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