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Message: <blockquote data-quote="rippinitup7" data-source="post: 4725589" data-attributes="member: 555234">focus on one at a time.  the one with the highest interest rate since it will be costing you the most to leave open.  now just pay minimums on the others.  once one is knocked out (lets say it was a card that had a $70/mo minimum payment, but you were putting down $125/mo on) you can now use that extra $125 you have to work on your next card.  this will knock out the cards faster than if you spread your extra money evenly to all the cards.  that route will take forever.  plus if you try to tackle them all evenly at the same time you will never feel like your getting anywhere because it will move so slowly.btw, if you have the option to consolidate that's a good idea too, as long as you don't do something stupid like get more cards or something and max them out while dealing with the consolidation loan.</blockquote>

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