WTF WTF what will happen now. WORST

[theCybe 5,000+ posts]

They will probably settle you out for less than you think the car is worth.

BTW, your thread title cracked me up.

 

[Rich B 5,000+ posts]

what do you mean?
i wasnt hurt? im confused.

Were you hurt?

If yes, they'll pay any medical bills and offer a settlement (the amount varies depending on the extent of injuries).

At that point, sign nothing, say nothing, and get a lawyer.

If you werent hurt, its standard proceedure for an insurance agent to want you to sign whats called a "waiver of liability" to protect them from you from coming back months later and saying that suddenly something hurts.

They will usually make an offer of a few hundred dollars to get you to sign that waiver, saying something along the line of "to cover any incidental expenses you might have suffered".

That waiver is the most important piece of paper to them, as paying for future medical expenses can cost them a fortune.

If you arent hurt, do not volunteer that you feel okay.

Just say something like you're feeling a little sore after the accident.

That puts the other guy's insurance agent on guard, and at that point he'll offer some extra money to get that waiver signed.

Just remember he wants that waiver of liability signed, and he wont hesitate to make it worth your time.

 

[alpinetypeR 10+ year member]

Were you hurt?
If yes, they'll pay any medical bills and offer a settlement (the amount varies depending on the extent of injuries).

At that point, sign nothing, say nothing, and get a lawyer.

If you werent hurt, its standard proceedure for an insurance agent to want you to sign whats called a "waiver of liability" to protect them from you from coming back months later and saying that suddenly something hurts.

They will usually make an offer of a few hundred dollars to get you to sign that waiver, saying something along the line of "to cover any incidental expenses you might have suffered".

That waiver is the most important piece of paper to them, as paying for future medical expenses can cost them a fortune.

If you arent hurt, do not volunteer that you feel okay.

Just say something like you're feeling a little sore after the accident.

That puts the other guy's insurance agent on guard, and at that point he'll offer some extra money to get that waiver signed.

Just remember he wants that waiver of liability signed, and he wont hesitate to make it worth your time.

o very nice!!

i see what your saying

i could be like the adrenaline of the accident didnt have me feeling hurt but the next day my neck did hurt a little i think it was from the impact.//content.invisioncic.com/y282845/emoticons/biggrin.gif.d71a5d36fcbab170f2364c9f2e3946cb.gif

 

[Rich B 5,000+ posts]

o very nice!!
i see what your saying

i could be like the adrenaline of the accident didnt have me feeling hurt but the next day my neck did hurt a little i think it was from the impact.//content.invisioncic.com/y282845/emoticons/biggrin.gif.d71a5d36fcbab170f2364c9f2e3946cb.gif

//content.invisioncic.com/y282845/emoticons/thumbsup.gif.3287b36ca96645a13a43aff531f37f02.gif

 

[alpinetypeR 10+ year member]

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[mustanggt5330 10+ year member]

i totaled my car - not my fault- car was only worth $2,000 it had about 3,500 in damage. insurence gave me $2,000 and let me keep the car. i sold the car for $1,000 after that and ended up with more money then i paid for the car......... you prolly get lucky.

 

[alpinetypeR 10+ year member]

i totaled my car - not my fault- car was only worth $2,000 it had about 3,500 in damage. insurence gave me $2,000 and let me keep the car. i sold the car for $1,000 after that and ended up with more money then i paid for the car......... you prolly get lucky.

very much hoping for this!

 

[mustanggt5330 10+ year member]

i wish you good luck........... cause that was f-u-c-k-i-n sweet.

 

[savagebee 10+ year member]

I believe #3 will happen.
Savagebee is an adjuster I believe. PM him.

not me

lol

but yeah, I deal with some insurance places a fair amount, probably #3

and they will also probably give you the option to buy it back as well.. my father in law has a smallish work fleet of truck for concrete forms..

he had a 79 ford 1 ton dually flatbed...

nothing special, slow as hell, mismatched 3 speed ******. maxed out @ like 55mph..

he had it break down, a towing company (no offense tapout //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif) fucked it up..

their insurance paid him something like $3k for the truck as it was totalled (I have no idea why they paid so much though) and he bought it back for $100 I think...

good deal for him.. since it was cobbeled together from parts..

I think they almost always make the vehicle available to you for buyback as well..

go through insurance, lots of good advice in here, you might get lucky and come out of it fine

 

[luvinthebass 5,000+ posts]

dam that sucks man

 

[bigbangtheory 5,000+ posts]

I say they fix it and they use cheap parts to do so. If there is only a couple 100 smacks difference, they are not going to total it. They will fix it and you will be on your marry way. That is what happened to my girls ride. She has a 1998 Chevy Lumina LTZ that is in pretty good shape. Well she got rear ended and they did over 3500 dollars in damage. We had to have it towed in the shop, one we got to pick (Wish we would have picked something else) and they ended up saying to us that the car is worth 2850 and they would be willing to fix it, but will be using cheaper, used parts to do so, but will look new once it is done. I told my girl not to do it and we need to go some where else. Well she decided to get it done there and from dealing with the shop to the asshat of the girls insurance company and then the rental of the car (Who also screwed us over) it turned into a massive headache!

Hopefully they will do #1, but I doubt it. Good luck!

 

[alpinetypeR 10+ year member]

Well the kid that jit me is not answering his phone. i have tried calling him 2ce a day sinnce he hit me on friday. He is not taking this civilly. I did not want to be the dick in this situation but the fcuk hit me and ruined my car not the other way around. since it happened on State property i have to wait 3-5 days to get a report.

this is going to turn ugly.

all i have from him is a Name and a cell number. and he has verizon service (i think)

im tryin to do a online search for his adress using his cell number. no luck.

ill get my money

 

[Railrocker 10+ year member]

Well if it does turn ugly and you need to put some pressure on him.......

There is always that possibility that he could have Oh say 40k random users...... cough, cough,........... I mean people call his cell phone.

 

[theCybe 5,000+ posts]

1998 Chevy Lumina LTZ

A buddy I work with has a bad *** LTZ. Broke twelves with it this spring. It's a real shocker on the street, man. //content.invisioncic.com/y282845/emoticons/smile.gif.1ebc41e1811405b213edfc4622c41e27.gif

 

[alpinetypeR 10+ year member]

Well if it does turn ugly and you need to put some pressure on him.......

There is always that possibility that he could have Oh say 40k random users...... cough, cough,........... I mean people call his cell phone.

lol i got his number right here...imma give him untill

monday night. thats when the police report should be ready for me to view.