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Message: <blockquote data-quote="RobGMN" data-source="post: 8828650" data-attributes="member: 683408">It's called a "reference point".Lemme ask you this: When you go to a restaurant, do you use the past to decide whether to go again? If the meal or service was bad, do you completely forget and then go there over and over again?We already know you think the past has no relevance to financial budgeting and understanding economic patterns. Does that frame of thought carry through to all aspects of your life?Your posts are so error prone and you share so many false beliefs you hold, they paint a portrait of you. Once is a mistake. Over and over and over again? it speaks to the ignorance you have once again admitted you hold onto so dearly..</blockquote>