Well it does and doesnt make you happy. Bare with me here.
I have made a lot of money at this one job years ago. So I was saving my money and well then got back into car audio(go figure lol) then by the time I knew it I was so far in debt that I was putting stuff on credit cards and such. Was I happy at the time driving in a nice car, living in a nice 3 bedroom townhouse and being able to do what I want to a point. Yes I was, but I ended up strapping myself. Ended up claiming chapter7 and getting rid of all my debt. So dont do what I did, try and live with in your means.
That is what I do now. Thing is I have a lot less money than I used to,cut into about half and I have a house, which is nicer than the townhouse and cost actually less. I have 2 cars, one is a Mitz Eclispe GTS and the other is a 2006 Focus St. How I did this is, not getting all kinds of credit cards and chilling back and not spending thousands and thousands of dollars on stereo stuff. I just might get by and yes some weeks I may be strapped, but I am living in a cozy home and enjoying life as best as I can.
So I guess what I am saying is, dont go and get a shit ton of cc's and max them out like I did and think Oh its only 40-100 bucks minm. payment, so no big deal. It adds up real quick. So if you do have some, be careful with them. For me anyway was so easy just to whip out the cc and charge it. CC are the devil lol!
Also good points both by adio and slammed. Peace!