Crunk Times, My friend.....Crunk Times

[Chevillac 5,000+ posts]

I need a few volunteers to check out the products on my website, basically wanting to make sure grammar/spelling is correct and if everything looks ok. and any suggestions. I'm not worried about the main layout yet, that will be happening in the next few weeks. I think I am done adding products for the moment. message me if interested and i'll send ya a link(will probably need to register or i can make a quick test acct)

ok so, what do i get for helping you?

 

[MikeofTulsa Moderator]

I laughed at loud at the Chase Mortgage thread, it is filled with fail. That shithead who says no one can refi now has no freaking clue what he is talking about.

my co worker just refinanced, she was 3mo behind on her loan. they refinanced and gave her 2 months to start paying due to hardships. i'd think banks would rather work w/ people and refinance than foreclose and lose money

 

[MikeofTulsa Moderator]

ok so, what do i get for helping you?

my gratitude? perhaps a coupon

 

[mokedaddy 5,000+ posts]

I laughed at loud at the Chase Mortgage thread, it is filled with fail. That shithead who says no one can refi now has no freaking clue what he is talking about.

I missed that one. //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif

There is so much fail in general on this site, I spend half my time in disbelief or chuckling about with those around me.

 

[Chevillac 5,000+ posts]

my gratitude? perhaps a coupon

coupons to get 3 people banned?

 

[MikeofTulsa Moderator]

i was thinking more of discount on products.

 

[WhoSayWho? 5,000+ posts]

my co worker just refinanced, she was 3mo behind on her loan. they refinanced and gave her 2 months to start paying due to hardships. i'd think banks would rather work w/ people and refinance than foreclose and lose money

I missed that one. //content.invisioncic.com/y282845/emoticons/frown.gif.a3531fa0534503350665a1e957861287.gif
There is so much fail in general on this site, I spend half my time in disbelief or chuckling about with those around me.

I really don't think this mess has effected lending to consumers nearly as much as has been stated. I have seen no evidence of it.

 

[Chevillac 5,000+ posts]

i was thinking more of discount on products.

oh.

 

[Lugnutz 10+ year member]

I was at the local Chevy dealer and he said they have only sold one new car the past month.

 

[Lugnutz 10+ year member]

I was hoping to bait him but he didn't bite.

You troll too much. On second thought you maybe a worse brother in law then my current one.

 

[WhoSayWho? 5,000+ posts]

I was at the local Chevy dealer and he said they have only sold one new car the past month.

I don't doubt it, but it probably has little to do with credit. More likely a product of low consumer confidence in life.

 

[mokedaddy 5,000+ posts]

I really don't think this mess has effected lending to consumers nearly as much as has been stated. I have seen no evidence of it.

It has and it hasnt. House refis are a priority in order to postpone and hopefully prevent foreclosure. New house purchase requirements have changed and this has been negatively effected money in that area. Some small business' have also found it more difficult to secure loans.

Basically if your credit is excellent you still should have no problems getting financing, but if your credit is lackluster it will prove to be more difficult if not impossible through normal channels.

 

[WhoSayWho? 5,000+ posts]

It has and it hasnt. House refis are a priority in order to postpone and hopefully prevent foreclosure. New house purchase requirements have changed and this has been negatively effected money in that area. Some small business' have also found it more difficult to secure loans.
Basically if your credit is excellent you still should have no problems getting financing, but if your credit is lackluster it will prove to be more difficult if not impossible through normal channels.

Well maybe on the new home sales, but that market was dead already. I know for a fact that money for refi's is still very much there. And while they may be saying that it is so people will not go into foreclosure, there is plenty of money for those who are not in danger of foreclosure. I see no change.

 

[mokedaddy 5,000+ posts]

And many people will not see any change. At the same time there are also people that are effected.

It depends on your circumstances, but to say there isnt any money available is pretty misinformed, so I definitely agree with you there.

 

[Captain_Ahab 5,000+ posts]

coupons to get 3 people banned?

I have a feeling I am one of those?

//content.invisioncic.com/y282845/emoticons/tongue.gif.6130eb82179565f6db8d26d6001dcd24.gif